The U.S. Payment System: Efficiency, Risk and the Role of the Federal Reserve Neudorf Special attention is paid to

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The U.S. Payment System: Efficiency, Risk and the Role of the Federal Reserve Neudorf Special attention is paid toThe U. S. payment system is in the midst of a significant transition. Some of the changes to our payment system, involving its efficiency, the risks inherent in the payment process, and the role of the private and public sectors in the payment mechanism, are the subject of considerable debate and controversy. In recent years, the Federal Reserve Bank of Richmond has played an active part in the development and implementation of policies to improve the