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The Complete Guide to Reverse Mortgages: Turn Your Home Equity into Instant Income! Cheese and combined movement activitiesUntil recently, there were only two main ways you could get cash from your home: sell it or borrow against it and make monthly loan repayments. Reverse mortgages offer a third way of getting money from your home. If you are a homeowner, age 62 and older, you are eligible to apply for a reverse mortgage loan that converts your home equity into a tax free income. With The Complete Guide to Reverse Mortgages, you'll learn all you need to know to earn the